The issues surrounding climate change and the environment are complex, and we have sought to actively engage with a diverse set of stakeholders to understand their views. We firmly believe that balancing environmental and social issues with financial considerations is fundamental to sound risk management... On May 24th, JPMorgan Chase released our inaugural report on climate-related risks and opportunities... Looking forward, we will build off of our current commitments, including our target to facilitate $200 billion in clean financing by 2025 – which we are already half way toward meeting... we are tapping into the expertise of our business lines and many different groups... to help us better understand and manage climate risks, raise more capital for our clients who are developing low-carbon solutions, and disclose progress on our actions. The report covers many of the issues raised in the letter... On human rights, JPMorgan Chase supports fundamental principles of human rights across all our lines of business and in each region of the world in which we operate. JPMorgan Chase's respect for the protection and preservation of human rights is guided by the principles set forth in the United Nations Universal Declaration of Human Rights. You can find our full statement on human rights here.