We are committed to listening to our stakeholders and understanding their concerns.TD believes that responsible development of our natural resources must balance environmental, social and economic considerations. Accordingly, TD is taking a balanced approach to support the transition to a low-carbon economy, by supporting conventional energy sources that fuel North America's current economic vitality, while investing in low-carbon innovation aimed at helping enable a more inclusive and sustainable tomorrow. We believe that TD has an important role to play in helping the transition to a low-carbon economy. This is why we have committed to a target of $100 billion, in total, in low-carbon lending, financing, asset management and internal corporate programs by 2030... In 2018, we made further progress towards this commitment, joining the Business for Social Responsibility's (BSR) Human Rights Working Group, continuing our journey to align with the UN Guiding Principles on Business and Human Rights. TD is committed to proactive stakeholder engagement that enables us to engage with customers, investors, governments, environmental stakeholders and Indigenous communities to better understand key issues of concern, and to promote informed dialogue. Additional details of our stakeholder engagement can be found here.