[Full response attached]

...BMO recognizes that climate change is a critical and complex global issue and we are committed to being part of the solution...BMO has demonstrated industry leadership in our strategy, our risk management approach, and in our disclosures on the topic of climate change. For example, we were among the first banks to publicly support the Financial Stability Board’s Task Force on Climate-related Financial Disclosures (TCFD) in 2017, and have made great progress in implementing the TCFD’s recommendations on understanding and disclosing climate-related risks and opportunities...we are playing a leadership role in the development of methodologies to analyze climate risk alongside our peers, including within the United Nations Environment Programme Finance Initiative (UNEP-FI)...BMO pledged to mobilize $400 billion in sustainable finance, including $150 billion in financing for clients seeking to improve environmental and social outcomes...We were recognized by CDP for the strength of our actions and transparency in the areas of climate change governance, risk management and emissions reduction. BMO's "A-" score makes us global leaders in the financial services sector...For more information, I encourage you to review BMO’s 2019 Climate Report, which provides a comprehensive overview of our industry-leading climate program...