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[PDF] From Risk to Opportunity: How Insurers Can Proactively and Profitably Manage Climate Change
...while climate change poses potential threats, it also creates vast new business opportunities... [Insurers] have a huge opportunity today to develop creative loss-prevention solutions and products that will reduce climate-related losses for consumers, governments and insurers, as well as the emissions causing global warming. This report shows encouraging progress from insurers in this regard, although much greater efforts are required in the future in order to achieve these goals. [refers to steps taken & products developed by AIG, FM Global, Fireman's Fund (part of Allianz), Tokio Marine & Nichido (part of Millea), Marsh (part of Marsh & McLennan), GE Insurance (now part of Swiss Re), ACE Group, Allstate, Aetna, Chubb, CIGNA, Hartford Financial Services, Metlife, Prudential Financial, St. Paul Travelers, Wellpoint, Mitsui Sumitomo, Aegon, AGF - Assurances Générales de France (part of Allianz), Allianz, AXA, KBC, Munich Re, RAS (part of Allianz), Swiss Re, Zurich Financial, Aviva, Legal & General, Prudential plc, Lloyd's of London, GMAC (part of General Motors), Insurance Australia Group, Aon, American Modern Insurance (part of Midland Company), Aioi Insurance, Aryeh, Polis Direct, Pay-per-K (part of Nedbank), Rheinland Versicherungen, Gerling, Solomon Associates (part of AIG), RNK Capital, West Bend Mutual Insurance, Hartford Steam Boiler (part of AIG), Storebrand, Aspen Insurance, Cincinnati Financial, American National Property & Casualty (part of American National Insurance), Bankers Insurance, Berkshire Hathaway, Blue Cross & Blue Shield Mutual of Ohio, Boiler Inspection & Insurance Company (part of Hartford Steam Boiler), CGNU (formerly General Accident), Connecticut Mutual, Continental Insurance, Delta Lloyd Verzekeringsgroup (part of Aviva), Developers Professional Insurance Company (DPIC), Employers Re (part of Swiss RE), First Treasury, Garant Insurance, GEICO (part of Berkshire Hathaway), Groupama, Hanover, Harleysville Mutual, Independent Insurance, Johnson & Higgins, Milwaukee Insurance, Minnesota Mutual Life Insurance Company (now Securian Financial), Nationwide Mutual, New York Life, North American Capacity (part of Swiss Re), Norwich Union (part of Aviva), NRMA Insurance (part of Insurance Australia Group), Pennsylvania Blue Shield, Phoenix Home Life (part of Phoenix Companies), Plymouth Rock, Premier Underwriting, Progressive Auto Insurance, Provident Life & Accident Insurance (part of UnumProvident), Royal Maccabees (part of Swiss Re), Safeco, Sorema Re, St. Paul Fire & Marine (part of St. Paul Travelers), South Carolina Farm Bureau Mutual Insurance, Trygg-Hansa, USAA, USF&G (now part of St. Paul Travelers), Victoria/Ergo, Zurich American Insurance Group / Steadfast (part of Zurich Financial); also refers to statements on climate change by chairs of Goldman Sachs, Duke Energy, steps taken by BG Group, Boston Edison (part of Nstar); also refers to RSUI Group, Louisiana Farm Bureau Mutual Insurance, State Farm, Hingham Mutual Group, Andover Companies, Lexington Insurance (part of AIG), American Superior Insurance, Poe Financial, Mississippi Windstorm Underwriters Association]