While some observers praise the strengthening of labor rights, others decry the failure to implement adequate transparency, accountability, and governance mechanisms. Of the EP banks, only ABN AMRO and Barclays qualified for classification as "good" SEE [social, environmental & ethical] risk management in project finance [according to Ethical Investment Research Services (EIRIS)], with BBVA and Westpac qualifying as "intermediate" and Credit Suisse First Boston, JPMorgan Chase and Sumitomo Mitsui enacting "limited" implementation. EIRIS applauds the instances where banks such as ABN AMRO, Barclays, Citigroup, HSBC, and JPMorgan Chase have implemented policies that surpass the EPs.