...Report highlights include:

- Injured workers and the families of those killed at work are entitled to compensation as a right, not as a form of charity.
- ILO’s Convention No. 121 provides an internationally recognised standard for delivering compensation to workers and families harmed by factory disasters, which ideally should be provided by a national employment injury insurance system.
- In the absence of such a system, the Rana Plaza Arrangement, Tazreen Claims Administration Trust and Ali Enterprises Compensation Arrangement demonstrate that it is possible to implement a voluntary, rights-based, multi-stakeholder compensation scheme after a garment factory disaster.
- However, at the heart of these post facto schemes lies a contradiction: while benefits are calculated based on workers’ internationally recognised rights to compensation, the funding to uphold those rights comes from voluntary donations.
- Governments of garment-producing countries, global apparel companies, labour rights groups and employers’ associations should make use of the experiences of recent compensation schemes to develop sustainable, comprehensive and rights-based national employment injury insurance systems which meet ILO standards.
- In the absence of national employment injury insurance, suppliers can purchase private injury insurance.
- In the regrettable circumstance that a garment factory disaster occurs where there is no employment injury insurance, post facto compensation schemes should follow a set of guiding principles: a single approach, rights-based benefits, respecting national sovereignty, multi-stakeholder cooperation, voluntary donations, engaging with the survivors, and transparency...