Prudential is to become the first mainstream insurer to offer life cover to people with HIV, the virus that causes Aids…The policy – from PruProtect, a joint venture between Prudential and a South African firm – will offer policyholders up to £250,000 of life cover for a maximum of 10 years…The Terence Higgins Trust said: "We welcome this move…and are glad to see an insurer that recognises the reality of living with HIV in the UK in the 21st century. We hope this will be the start of a wider move to offer appropriate financial products to people with HIV."